Equipment finance and working-capital quoting for lenders — every structure your customers ask for, skip payments, interest-only intros, and a client-ready proposal that keeps your rate private.
EFA / loan, $1 buyout, 10% PUT, FMV, and fixed buyouts. Seasonal skip months for slow seasons, 1–3 month interest-only intros that extend the term, advance payments, doc and structuring fees — priced exactly, to the penny, with full amortization.
A print-ready one-pager under your logo and your company name — three payment options (12 / 18 / 24 months out of the box), interest-only payments spelled out, Section 179 talking points, and the rate shown only if you choose.
Each subscription is a single active session. Signing in on a new device signs the previous one out — enforced server-side, so licenses don't wander around the office.
TermIQ isn't a template you squeeze into. Every proposal that leaves your desk is built from your firm's identity, your credit language, and the structure the deal actually needs.
Upload your logo, set your company name on the letterhead, and put the rep's name on every proposal as "Prepared by." Quote numbers follow your numbering scheme — type any format you use internally.
Executive summary, equipment details, financial breakdown, and terms & SLAs — each section is optional and fully editable. Click and type, or paste straight from your credit playbook. Smart templates pre-fill each one from the deal; reset anytime.
Maintenance responsibilities, insurance requirements, upgrade policies, deposits, and end-of-term options in your own words — so the customer signs the terms your credit team actually approved.
EFA / loan, $1 buyout, 10% PUT, FMV, fixed buyout, working-capital term loans. Terms 6–84 months, six payment frequencies from daily to annual, down payments, financed or upfront fees, interest-only intros, seasonal skip months, and your first-payment date.
Show the rate or keep it "available on request." Toggle Section 179 talking points at the customer's tax rate. Present three payment options at terms you pick — with the one you recommend flagged.
Save up to 80 quotes — custom language included — and reload any of them in one click. Print to PDF or export the full amortization to CSV. Everything computes in your browser: no deal data ever leaves your desk.
No — and that's on purpose. Each license allows one active session. When someone signs in with your key on another device, your session ends and the screen tells you why. One rep, one seat, $8.99.
Yes — upload your logo and type your company name once, and every proposal prints on your letterhead. Your customers never see TermIQ.
Payments, terms, structure, fees, and any interest-only intro — never the rate, unless you flip the switch. "Available on request" is the default posture.
No. TermIQ is a standalone pricing aid. Nothing about your deals is uploaded — quotes are computed in your browser. Always verify pricing against your approved rate cards before client delivery.
Yes. TermIQ installs as a desktop app straight from the browser — in Edge or Chrome, choose "Install TermIQ" — and gets its own icon and window, working offline after first use. IT can push it fleet-wide with Microsoft Intune or Edge/Chrome policies, no installer package required.
From your Stripe receipt, any time. Your license stays active through the period you paid for, then deactivates automatically.
Use the email and license key from your receipt. Signing in here signs out any other device on this license.
Demo links are personal and single-use — tell us where to send yours and it arrives by email, usually same day.
Prefer email? Write to sales@termiq.app.